Fees shown upfront
Every fee and rate appears before you confirm, so the amount that arrives is the amount you agreed to.
Payments and money management
Move money with clarity and control.
Pikolan is one place to pay, get paid and see exactly where your money is, with fees shown before you send.
Concept demo. Figures shown across this site are illustrative estimates.
Why Pikolan
Instant visibility
Track each payment from sent to settled, with a plain-language status instead of a reference code.
Business and personal in one
Keep household spending and company payments in separate spaces under a single sign-in.
Built on strong security
Designed around encryption, device checks and clear permissions for anyone you share access with.
Transfer demo
Change the amount, currencies and speed to see how a Pikolan quote would read. Sample rates only — this is an estimate and no money moves.
£
Try any amount up to 50,000.
Speed
How it works
Three steps, no jargon. The aim is that you always know what a payment costs, where it is and when it lands.
- 01
Open one account
Set up a personal space, a business space, or both. Balances, cards and contacts sit side by side under one sign-in.
- 02
See the cost before you commit
Enter an amount and Pikolan shows the fee, the rate and the arrival window in the same view, before anything is confirmed.
- 03
Send, receive and reconcile
Share a payment link, send to a saved contact, or import an invoice. Every movement lands in one plain-language timeline.
Built for both sides of your money
The same clarity whether you are paying a friend back or settling forty supplier invoices.
Everyday money, clearly laid out
- Send to friends and family in four currencies with the fee on screen first
- One timeline for cards, transfers and direct debits
- Split a bill and settle it without chasing anyone
- Set aside money for rent or travel in named pots
Security principles
How the Pikolan concept approaches safety. These are design principles for the brand concept, not a description of a live service.
Verified access
Sign-in tied to your device with biometric or passkey confirmation for sensitive actions.
Least privilege by default
Team roles start with the minimum access needed, and every permission change is logged.
Clear payment review
Recipient details are restated before confirmation so a mistyped account is caught early.
Encrypted end to end
Data encrypted in transit and at rest, with segregated environments for production data.
Indicative pricing
Illustrative tiers for the concept. Nothing is on sale and no payment is taken.
Personal
Free
For everyday sending and spending
- Four currencies
- Fee shown before sending
- Spending timeline
- Two saved pots
Freelance
£9
per month, for people who invoice
- Everything in Personal
- Payment links and invoices
- Client and project tagging
- Quarterly export pack
Business
£29
per month, for growing teams
- Everything in Freelance
- Team roles and approvals
- Batch supplier payments
- Volume-based transfer pricing
Who this is for
Illustrative situations the Pikolan concept is designed around. These are examples, not customers.
Sending money to family abroad
You want the person receiving it to get a known amount, not a surprise. The fee and rate are shown before you confirm.
A freelancer invoicing overseas clients
You raise an invoice in the client's currency, share a payment link, and see when it is paid rather than refreshing a bank feed.
A small shop paying suppliers
You batch this week's supplier payments, review the total cost in one screen and approve once.
A household sharing costs
Rent, bills and the weekly shop sit in one timeline, so both people can see what has gone out and what is still due.
About the name
A pikolan is a traditional bamboo carrying pole, a yoke rested across the shoulders with a load hanging from each end. It works because it is balanced: weight shared evenly, carried further with less strain.
We chose it because money is something people carry. The pole does not remove the load, it distributes it and makes it manageable. That is the intent behind the brand: balance between earning and spending, support for the people doing the carrying, and a lighter way to handle what is already on your shoulders.
The logo takes the same shape — one level beam, two balanced ends.
Frequently asked questions
Get in touch
Interested in the Pikolan brand, the pikolan.com domain, or this website as a package? Send a note and we will reply with the details.
You can also write directly to info@exergist.com.